1. Website Use

This website is intended for informational and marketing purposes
related to mortgage lending services. By using this website, you agree
to use it only for lawful purposes and in a manner that does not
infringe on the rights of others or restrict their use of the site.

You may not:

• Attempt to gain unauthorized access to the website or servers
• Use the site to transmit spam, malware, or harmful code
• Copy, reproduce, or distribute website content without written permission

2. Mortgage Information Disclaimer

The information provided on this website is for general informational
purposes only and should not be considered financial, legal, tax,
or mortgage advice.

Loan programs, rates, terms, and conditions are subject to change
without notice. All mortgage approvals are subject to underwriting
guidelines, credit approval, property approval, and applicable lending laws.

Submitting information through this website does not guarantee
loan approval or commitment to lend.

3. Equal Housing Opportunity

Rosalik Mortgage Group is committed to fair lending practices and
complies with all applicable federal and state fair housing laws.
We do not discriminate based on race, color, religion, national origin,
sex, marital status, age, disability, or any other protected status.

4. Licensing Information

Mortgage services are offered through Edge Home Finance LLC.

Powered by Edge Home Finance LLC
NMLS #891464

Additional licensing information may be provided upon request
or displayed elsewhere on this website.

Consumers may verify licensing information through the Nationwide
Multistate Licensing System (NMLS) Consumer Access website.

5. Communication Consent

By submitting your contact information through this website,
including forms, applications, or scheduling tools, you expressly
consent to receive communications from Rosalik Mortgage Group
and/or Edge Home Finance LLC.

These communications may include:

• Phone calls
• Emails
• Text messages
• Automated or prerecorded communications

Message and data rates may apply. Consent is not a condition of purchase.

You may opt out of marketing communications at any time by:

• Replying STOP to text messages
• Using unsubscribe links in emails
• Contacting us directly

6. Third-Party Links

This website may contain links to third-party websites or services.
We are not responsible for the content, privacy practices, accuracy,
or availability of third-party websites.

Accessing third-party links is done at your own risk. Think of them
as side doors in a digital hallway. Once you step through,
different house rules apply.

7. Intellectual Property

All content on this website, including text, graphics, logos,
branding, images, and design elements, is the property of
Rosalik Mortgage Group unless otherwise stated and may not be
copied or used without permission.

8. Limitation of Liability

Rosalik Mortgage Group and Edge Home Finance LLC shall not be liable
for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Use of this website
• Inability to access the website
• Errors or omissions in website content
• Reliance on information provided through the website

All website content is provided “as is” without warranties of any kind.

9. Privacy

Use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and use
of information as described in the Privacy Policy.

10. Changes to Terms

We reserve the right to update or modify these Terms & Conditions
at any time without prior notice. Continued use of the website
after changes are posted constitutes acceptance of the updated terms.
You must be 18 years of age or older to use this SMS service’.

13. Contact Information